According to the Wall Street Journal, the statistics today read like an investor's worst nightmare. As of today, the S&P 500 index has been down for six consecutive trading days and is down 25.59 points. It is the largest six-day point decline since October 2008 and it is at the worst percentage loss since 2011.

Just when you thought you could take a breath from Monday's global stock market performance, the U.S. opened strong only to tumble in the last hour of the day. Furthermore, in the last 5 days weeks the 10 year Treasury has also nosedived almost 21%.

Keep calm! Don't panic despite what the headlines are saying about the stock market, there is a window of opportunity available to you here, you just have to look for it. The uncertainty these past six days has created has caused investors to look for a safe haven. As a result, investors tend to move from equities to fixed income which drives down interests rates due to high demand. The downside for us is annuity rates and caps are largely driven by current interest rates. We suspect the cap rate increases we saw over the last 2 months will be taken away from us shortly

This safe haven can be found in annuities. In 2008 the market plummeted almost 40%, however annuity production compounded. The chance to help your clients through this bear market is illustrated in the graphs below. If you need any additional sales strategies on how to educate your clients on the best annuity for them, contact a FSR today!