By Brian Manderscheid September 12, 2023 Cash Isn't King Life Insurance In this piece, Brian exhibits how an IUL policy's favorable liquidity terms could be advantageous to your client's financial plan as mortgage rates reach a new 22-year high. Read this post
By Luke Geller September 11, 2023 Episode #299: If Taxes Never Increase Again, Won't My Retirement Be Safe? Life Insurance, Money Script Monday In this episode of Money Script Monday, Luke provides a story reflecting various retirement plans to demonstrate how taxed, tax-deferred, and tax-free account structures can drastically affect an individual’s retirement. Read this post
By Kyle Tomko August 14, 2023 Episode #296: How to Position an IUL Sale in 60 Seconds Life Insurance In this episode of Money Script Monday, Kyle provides highly effective resources for clients that communicate how IUL is not just a product but a solution to potential financial problems from taxes and market volatility. Read this post
By Michael Clementi August 7, 2023 Episode #295: The Greatest Wealth Transfer Life Insurance, Money Script Monday, Premium Finance In this episode of Money Script Monday, Michael shares a hybrid leveraging strategy that can potentially increase the legacy that retirees are able to pass down to their heirs. Read this post
By Brian Manderscheid June 22, 2023 How to Incorporate a 'Volatility Buffer' into Your Retirement Plan Life Insurance In this piece from Brian, he shares a volatility buffer strategy (using an Indexed Universal Life) that could be utilized during accumulation years to alleviate potential pain from account losses and withdrawals in the distribution years. Read this post
By Brian Manderscheid June 8, 2023 Premium Finance Rescue and Why Clients, Advisors, and Carriers Love Kai-Zen Life Insurance In this piece from Brian, he shares his experience concerning a recent in-force premium finance review to demonstrate the potential repercussions of highly leveraged financing plans. Read this post
By Brian Manderscheid May 25, 2023 Buy, Borrow, Die: This is How the Rich Avoid Taxes Life Insurance In this piece from Brian, he refutes the claims that the advantages of the "Buy, Borrow, Die" strategy are strictly available to the rich by explaining how this strategy can be used with IUL. Read this post
By Laurence Williams May 22, 2023 Episode #286: Is Your Permanent Life Policy on Track? Life Insurance, Money Script Monday In this episode of Money Script Monday, Laurence provides four criteria to consider when evaluating the competence of your current life policy. Read this post
By Brian Manderscheid May 18, 2023 Don't Buy (Or Offer) an IUL Until You Read This Life Insurance With the rockiness we have seen in the stock market, the potential for an upcoming recession, the national debt crisis, and the Tax Cuts and Jobs Act sunsetting in 2026, IUL is positioned well for a continued rise in sales. Read this post
By Laurence Williams May 1, 2023 How To Create Your Own Private Reserve Wealth Strategy Life Insurance In Laurence's latest article featured in Broker World Magazine, he reveals the most common uses of cash-value life insurance, the way to structure a policy, and how to access your money. Read this post